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What is a Homeowners’ Association?

One of the most frequent questions we hear is “What is the difference between a Homeowners’ Association and a Community Association”?

The information below explains some differences.

Homeowners’ Association (HOA):

An organization created by the Developer:

To manage and maintain certain amenities and unique features of a development that the City will not accept responsibility to maintain.
To have Residents pay an annual fee to the Association through an encumbrance on their property title.
To ensure a high degree of maintenance of the common amenities, such as entrance signage, certain ornamental parks and ponds, boulevard landscaping and buildings.

Advantages of an HOA:

All residents are members and all residents contribute.
HOAs are mandated to maintain certain community amenities and physical elements installed by the Developer.
Maintenance preserves certain areas and unique features of the community, which contributes to longterm appeal.

Community Association (CA):

An organization formed by the residents of an area:

To support the social, educational, and recreational needs of the community.
To build connections in the community through volunteer opportunities, events and programs.
To act as a community liaison in civic matters (planning and development).
To plan, develop and maintain community facilities and amenities such as community gardens and skating rinks.

Advantages of a CA:

Membership is optional.
The Board is made up of unpaid volunteers and most CA activities are managed by volunteers.
Members can volunteer and become involved and connected in the community.
Members can participate in CA-run events and programs.
The CA receives development, transportation, and zoning plans from the City and the Developer(s) and may provide feedback on the approval process.
The CA has direct contact with the Alderman, MLA, Police Liaison Officer, and other government officials.
The CA can support the addition of new facilities and amenities in the neighbourhood.
The Federation of Calgary Communities (FCC) provides support to over 200 Community Associations (CAs) in Calgary.

*Definitions were taken in part from the Federation of Calgary Communities (FCC).

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Redstone Homeowners' Association News

Dear Redstone Homeowner,

Please find below the updated budget information for the 2025–2026 Fiscal Year for the Redstone Homeowners’ Association (RSHOA).

Annual Fees

The RSHOA fees for 2025–2026 will remain at $126.00 ($120.00 base fee + GST).

Due Date: May 31, 2025

Please note that interest charges will begin accruing on any unpaid balances as of June 1, 2025, at a rate of 18% per annum, calculated and compounded monthly.

Payment Options
We offer 3 convenient and secure payment methods:

Pre-Authorized Debit (PAD): Complete the attached PAD form and include a void cheque for automatic withdrawal. If you enrolled in Pre-Authorized Debit (PAD) last year, your payment will be automatically withdrawn on June 1, 2025.

Online Payment- Café Portal: Continue using the portal to make payments online. Enrollment and payment instructions are provided within the attachment.

Cheque or Bank Draft: Payable to Redstone Homeowners’ Association – Mail or drop off to: Equium Group Suite 850, 639 – 5th Avenue SW, Calgary, AB T2P 0M9

E-transfers will not be accepted this year

What Does Your HOA Fee Support?

As a member of the RSHOA, your contributions go toward:

Maintenance of shared community spaces
Winter pathway clearing (3.5+ km not maintained by the City)
Summer garbage collection along pathways
Beautification initiatives (flowers, garden beds, etc.)
Reserve fund contributions for future repairs to HOA-maintained features (e.g., brick walls, benches, entry signs)

Help Us Stay Connected
Please ensure we have your current email address by contacting us at RedstoneHOA@equium.ca. Include your property address in the subject line.

Stay connected with your community at: www.redstonehoa.ca

Thank you for your continued support in helping keep Redstone a vibrant and well-maintained community.

Sincerely,
Equium Group
On behalf of the Redstone Homeowners’ Association (RSHOA)

E & OE. The RSHOA reserves the right to make modifications and changes to plans, features, amenities, services and prices, which are subject to change without notice. Errors & Omissions Excepted.