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What is a Homeowners’ Association?

One of the most frequent questions we hear is “What is the difference between a Homeowners’ Association and a Community Association”?

The information below explains some differences. 

Homeowners’ Association (HOA):

An organization created by the Developer:

  • To manage and maintain certain amenities and unique features of a development that the City will not accept responsibility to maintain.
  • To have Residents pay an annual fee to the Association through an encumbrance on their property title.
  • To ensure a high degree of maintenance of the common amenities, such as entrance signage, certain ornamental parks and ponds, boulevard landscaping and buildings.

Advantages of an HOA:

  • All residents are members and all residents contribute.
  • HOAs are mandated to maintain certain community amenities and physical elements installed by the Developer.
  • Maintenance preserves certain areas and unique features of the community, which contributes to longterm appeal.

Community Association (CA):

An organization formed by the residents of an area:

  • To support the social, educational, and recreational needs of the community.
  • To build connections in the community through volunteer opportunities, events and programs.
  • To act as a community liaison in civic matters (planning and development).
  • To plan, develop and maintain community facilities and amenities such as community gardens and skating rinks.

Advantages of a CA:

  • Membership is optional.
  • The Board is made up of unpaid volunteers and most CA activities are managed by volunteers.
  • Members can volunteer and become involved and connected in the community.
  • Members can participate in CA-run events and programs.
  • The CA receives development, transportation, and zoning plans from the City and the Developer(s) and may provide feedback on the approval process.
  • The CA has direct contact with the Alderman, MLA, Police Liaison Officer, and other government officials.
  • The CA can support the addition of new facilities and amenities in the neighbourhood.
  • The Federation of Calgary Communities (FCC) provides support to over 200 Community Associations (CAs) in Calgary.

*Definitions were taken in part from the Federation of Calgary Communities (FCC).

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Redstone Homeowners' Association News

Dear Redstone Homeowner,

Please see attached for the updated budget for the 2024-2025 Fiscal Year for the Redstone Homeowners’ Association (RSHOA). The Board of Directors reviewed the existing contracts and prior year actuals to create a budget with an increase of 9.09%. The increase equates to a $10 increase for homeowners over the prior fiscal year. The increase was necessary due to the rising cost of goods and services, and we believe that the increase is necessary to cover the homeowners association costs and invest in the services that are offered to residents.

The RSHOA fees for the 2024-2025 fiscal year are a total of $126.00. This is comprised of a $120.00 fee plus GST. The 2024-2025 RSHOA fees will be due on May 31, 2024. Please note that interest charges will begin accumulating on overdue accounts after June 1st, at a rate of 18% per annum, calculated half-yearly.

To make payment convenient and secure, we have included a pre-authorized debit form that can be completed to ensure your annual fee is deducted directly from your bank account, thus avoiding any delays and interest charges for the upcoming fiscal year, along with future contributions. (Note: A Void Cheque must also be included). Alternatively, those who would like to pay their fee through Rentcafé, are welcome to do so for the upcoming fiscal year.

Why is there an increase in the HOA fee?

This marks the inaugural year of our contributions to a reserve fund that replaces features that fall under the HOA’s maintenance purview, such as brick walls, entry features, picnic tables, and benches. By increasing the annual fees by $10 annually, we can ensure the availability of funds for repairs and replacements when necessary.

What is the purpose of a reserve fund and why is it necessary?

A reserve fund is a designated account reserved for the specific purpose of replacing features that fall under the HOA’s maintenance responsibility. With the Developer no longer providing support, the HOA is now solely accountable for the upkeep and renewal of these features. Establishing a reserve fund is crucial to preserving the existing features within our community and preventing their deterioration.

Why is the HOA fee in Skyview significantly lower than ours?

Skyview benefits from a larger number of households contributing to their HOA, primarily due to the presence of numerous condo complexes and multi-family units within their jurisdiction. In contrast, Redstone is comprised mostly of single-family units and townhouses, resulting in lower population density and HOA contributions. This discrepancy in household numbers accounts for the disparity in fees between Redstone and Skyview.

What contributions has the HOA made to the community?

The HOA oversees all landscaping efforts within the community. Were you aware that our landscapers maintain over 3.5 km of pathways during winter, a service that would otherwise not be provided by the city? Additionally, they conduct bi-weekly garbage collection along the pathways during the summer months exclusively within Redstone, in addition to tending to grass, shrubs, garden beds, and planting flowers (look out for new flowers in the roundabouts soon!). They also maintain freestanding flower pots with a variety of summer blooms.

Please note that this will be the final year this notification will be sent in its printed form. Please make sure to update your contact information, including email, with Equium at

To ensure you stay informed and connected, please visit the RSHOA website at Periodic news and information will be sent via email. Please make sure we have your correct email address by sending an email to and kindly include your property address in the subject line.


Equium Group
On behalf of Redstone Homeowners’ Association (RSHOA)

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